A step-by-step account of how I negotiated my internet bill down by $40/month, plus the scripts and strategies that actually work for other recurring bills.
That Time I Called My Internet Company and Saved $40 a Month Read More »
A real comparison of the debt avalanche and debt snowball methods based on my actual experience trying both. Spoiler: the mathematically optimal choice isn’t always the right one.
I Tried Both Debt Payoff Methods — Here’s What Actually Happened Read More »
How setting up simple sinking funds transformed my relationship with money and ended the cycle of credit card scrambling every time a big bill came due.
The Piggy Bank Hack That Saved My Car Insurance (And My Sanity) Read More »
I was terrified to ask for a raise. Then I got 18% by saying the right things. Here’s the exact script and what I did wrong the first time.
How to Ask for a Raise (The Exact Script I Used to Get 18%) Read More »
I was bleeding $247/month on subscriptions I forgot I had. Here’s the exact process I used to find and cancel them – took me 45 minutes.
The Subscription Audit That Saved Me $247 a Month Read More »
I used to miss bills constantly. Now my money moves itself and I barely touch it. Here’s the exact automation system I set up in one afternoon.
How I Automated My Finances (And Stopped Thinking About Money) Read More »
Forget \”save more money\” – here are 5 specific financial goals that actually made a difference: the one month buffer, knowing your net worth, and more.
5 Financial Goals That Actually Changed My Life (Not the Obvious Ones) Read More »
I didn\’t start investing until 29 and regret the lost years of compounding. Here\’s what I wish I\’d done in my 20s and how to start even if you feel behind.
How to Start Investing in Your 20s (From Someone Who Waited Too Long) Read More »
I cut my grocery bill from $500 to $275 per month without extreme couponing. Here\’s what actually worked – meal planning, store brands, and smarter shopping.
How to Save Money on Groceries (Without Extreme Couponing) Read More »
I went from $34k in credit card debt to earning hundreds in rewards yearly. Here\’s when credit cards help vs hurt – and how to know which you are.
Credit Cards: Friend or Enemy? (Someone Who Had $34k in Debt) Read More »
I\’ve tried lots of side hustles. DoorDash, freelancing, surveys, dropshipping – here\’s what actually paid and what was a waste of time.
Side Hustles That Actually Pay (And Ones That Waste Your Time) Read More »
I lived paycheck to paycheck for a decade. The one-month buffer strategy finally broke the cycle – here\’s exactly how I did it over 4 years.
How to Stop Living Paycheck to Paycheck (It Took Me 4 Years) Read More »
Life insurance ads everywhere but do you actually need it? Here\’s the honest answer based on your actual situation – not what salespeople want you to think.
Do You Actually Need Life Insurance? (Honest Answer) Read More »
I was earning 0.01% interest for years like an idiot. Here\’s why high-yield savings accounts are worth it and where to put your money.
High-Yield Savings Accounts: Are They Actually Worth It? Read More »
Roth vs Traditional IRA confused me for years. Here\’s the actual difference and how to pick based on your situation – no finance degree required.
Roth IRA vs Traditional IRA: Which One Should You Pick? Read More »
